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Auto Loans

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Apply Now for an Auto Loan

Rates as Low as 2.99% APR* Plus a $50 Bonus!

  • Finance up to 100% of NADA retail value or MSRP, plus tax and tags.
  • Finance new vehicles up to 72 months and pre-owned vehicles up to 66 months.
  • Receive a $50 AAA gift certificate when you close on the loan.

Peace of Mind

In addition to knowing you'll get a great rate, you can protect your loan with low-cost GAP insurance** and Payment Protection.*** GAP pays the difference between an insurance settlement and the loan amount, should your car be stolen, accidentally damaged beyond repair or declared a total loss. Payment Protection cancels or reduces your loan debt or payments in event of involuntary unemployment, disability or death.

Sample Rates

As of 1/1/2011
As Low As APR*
New Vehicle To 36 Months 2.74
  37-48 Months 2.74
  49-60 Months 2.74
  61-66 Months 3.74
  67-72 Months 3.74
Used Vehicle To 36 Months 3.99
  37-48 Months 3.99
  49-60 Months 3.99
  61-66 Months 4.49

* Rates are based on an evaluation of applicant credit. Final rate may vary at closing. Maximum term for year 2004 and older is 48 months. Rates are subject to change at any time and without notice.

* Approval are honored for 30 days.

* FCFCU will give the first $5 when a new savings account is opened.

* AAA $50 Gift Certificate received at time of loan closing.

* Members can save up to 7% on Auto Insurance.

Apply Now for an Auto Loan

Online AAA Auto Application or in person at our Hecktown Road office.

** MEMBER'S CHOICE Guaranteed Asset Protection is a debt cancellation product and is made available through First Commonwealth FCU and administered by CUMIS, Inc.
*** First Commonwealth Payment Protection is a debt protection product. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact a First Commonwealth representative for additional information on benefit maximums, eligibility, limitations and a copy of your contract.